trykarat.com · Market Analysis

trykarat.com logo

trykarat.com

visit trykarat.com

Karat (trykarat.com) is a financial technology company providing specialized banking, financing,…

Team
  • Eric WeiCOFOUNDER • Co-CEO
Categories
FintechCreator BankingCredit CardsFinancial Tools
Business Model
Fintech Platform
Funding
Total Raised>$100M
Last RoundSeries B (equity + debt) · $70M — 2023
Markets
United StatesCanadaSouth America

Players (28)

Creative Juice logo

Creative Juice

www.getjuice.com

Financial platform offering business banking, funding, and growth tools tailored specifically to online creators and influencers in the U.S.

Spotter logo

Spotter

www.spotter.com

Provides upfront capital and data insights to YouTube creators in exchange for licensing future ad revenue, helping creators finance growth without traditional loans.

Beacons logo

Beacons

beacons.ai

All‑in‑one creator business platform that includes monetization, storefronts, payouts, and financial/ops tools for U.S.-based creators.

Stir logo

Stir

usestir.com

Financial studio for online creators that offers revenue splitting, payments, and money management tools designed for creator businesses.

Lumanu logo

Lumanu

www.lumanu.com

Creator-focused payments and financing platform that advances campaign payments, manages invoices, and handles taxes for influencers and freelancers.

Karat (business credit competitors: Brex) logo

Karat (business credit competitors: Brex)

www.brex.com

Brex provides corporate cards and cash management for startups and online businesses, used by some larger creators and creator-led companies as a more generalist alternative.

Karat (business credit competitors: Ramp) logo

Karat (business credit competitors: Ramp)

www.ramp.com

Ramp offers corporate cards and spend management software for U.S. businesses, sometimes used by creator agencies and scaled creator businesses instead of creator-specific cards.

Karat (creator capital competitors: Jellysmack Creator Program) logo

Karat (creator capital competitors: Jellysmack Creator Program)

www.jellysmack.com

Jellysmack funds, optimizes, and distributes creator content across multiple platforms, providing capital and growth services similar to creator-focused financing.

Karat (creator capital competitors: Spotter-alternative Curta/other YouTube financing) logo

Karat (creator capital competitors: Spotter-alternative Curta/other YouTube financing)

www.spotter.la

Specialized creator financing firms that purchase or advance against YouTube and social video revenue, acting as non-bank capital providers for creators.

Archie logo

Archie

www.witharchie.com

Payment and compliance platform for companies working with 1099 creators and freelancers, streamlining payouts and tax paperwork in creator-heavy campaigns.

Funding Rounds

Seed · $4.6M2020
YC Continuity, SignalFire, CRV, Michael Ovitz, Kevin Lin, Scott Belsky, Michael Bosstick
Series A (equity + debt) · $26M2021
Union Square Ventures, GGV Capital, SignalFire, Jared Leto, Josh Richards, Justin David Blau (3LAU)